body {
margin: 0px 0px 0px 0px;
padding-left: 0px;
font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
color: navy;
font-size: 11px;
background-repeat: repeat-x,y;
}
div, p, th, td, li, dd, dl, dt, ul   {
             /* redundant selectors for NS4 */
    font-family:  verdana, geneva, arial, sans-serif;
    }
.content	{
padding-left: 20px;
}
.head {
font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
color: #392981;
font-size: 12px;
font-weight: bold;
}
.subhead {
font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
color: #CC0000;
font-size: 14px;
font-weight: bold;
}
A:link {
font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
color: #CC0000;
text-decoration: underline;
} 
A:visited {
font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
color: #392981;
text-decoration: underline;
} 
A:active {
font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
color: #DD9F48;
text-decoration: underline;
} 
.emphasis	{
color: #DD9F48;
}
.hline	{
border-top: 1px solid #DD9F48;
padding-top: 10px;
padding-bottom: 20px;
}
.sep	{
border-top: 1px solid #DD9F48;
width: 250px;
padding-left: 25%;
}